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Why are the fees so high?

#1
Hi everyone! I've noticed that the payment system charges a pretty high percentage for each transaction. Could you tell me why this happens and how I might lower these fees?
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#2
Sometimes fees include extra costs, for example, handling chargebacks or KYC checks. Try asking the provider for details—maybe you don’t need some of those services. In my case, I managed to remove an insurance fee, and the overall percentage went down right away.
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#3
Sometimes providers just use their base rate. I'd suggest negotiating personalized terms, especially if your turnover is growing.
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#4
Check out what other providers offer. Often, when a provider sees you’re considering alternatives, they’re willing to lower the rate.
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#5
I once managed to reduce the fee by showing the provider my growth stats. I explained that with better terms, I’d be ready to increase turnover. We signed an additional agreement and cut the fee by 1%. It really helped save money in the long run.
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#6
High transaction fees can occur due to the payment processor's fees, which often cover security, fraud prevention, and infrastructure costs. To lower these fees, you might consider negotiating with your payment provider for better rates, using alternative payment methods with lower fees, or consolidating transactions to reduce the frequency of charges.
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