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Why are the fees so high?

#1
Hi everyone! I've noticed that the payment system charges a pretty high percentage for each transaction. Could you tell me why this happens and how I might lower these fees?
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#2
Sometimes fees include extra costs, for example, handling chargebacks or KYC checks. Try asking the provider for details—maybe you don’t need some of those services. In my case, I managed to remove an insurance fee, and the overall percentage went down right away.
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#3
Sometimes providers just use their base rate. I'd suggest negotiating personalized terms, especially if your turnover is growing.
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