Approval Rates: Why are credit card deposits failing?

[randomuser5]

We have a 40% decline rate on Visa deposits. What are the main reasons banks reject gambling transactions?

[goldenpath9]

Wrong MCC Code: Ensure your processor is using the correct Merchant Category Code (7995). If they mask it as "Retail," banks may block it as fraud.

[brightstar19]

3DS Friction: Players often fail the 3D Secure (OTP) step. Use "Frictionless 3DS" where possible for small amounts.

[blueocean22]

Insufficient Funds: Actually, 50% of declines are simply the player not having money. Retrying the card automatically won't help.